Need help with financing?
Financing by OnQ Financial
“There is more than just focusing on interest rates, there has to be a plan behind it,” stated Richard Lytle from OnQ Financial of Wilmington, NC. So many people are uneducated about what programs are out there that are more suitable than what is provided.
Richard Lytle is a Certified Mortgage Planning Specialist with OnQ Financial. He has been serving the local Wilmington Market and the surrounding counties for over 10 years. Richard’s main goal is to deliver sound advice by providing loan solutions that will benefit his clients today and in the future!
To continue his effort to educate his clients, Richard has partnered with local CPAs, tax accountants, Realtors, builders, bankers, insurance agents, and even other mortgage professionals. “Education is a vital ingredient that improves awareness to the individuals and families that are looking to purchase, refinance, or payoff some debt by using their mortgage as a financial tool instead of a liability,” added Richard.
When Richard Lytle is not working on or providing the sound advice regarding mortgages, he is out in the community. Richard serves at Port City Community Church at guest services, helping visitors familiarize themselves with mission of the Church. He has also helped raise money for organizations such as Red Cross, American Cancer Society, and Muscular Dystrophy. Most recently Richard has served as President of the Wilmington Advisory Board Chapter of BNI for two full terms. (BNI stands for Business Network International).
Richard also has a special passion outside of all of this and it is the inside of his home, his family. He is married to a beautiful woman, Tiffany, whom they have a beautiful daughter, Isabelle. “Family is by far the most important thing in my life, next to GOD,” exclaimed Richard. Family helps drive me to help other people.
Richard enjoys sharing the outdoors with his family and friends, which includes boating, fishing, hiking, surfing, and going to the beach. He has also picked up the friendly competition of running, swimming, and cycling, which you can call triathlons. Most importantly, Richard enjoys watching his daughter, Isabelle, play soccer.
If you are looking for someone who will genuinely help you, call Richard today at 910-297-1494.
In a hurry? Call 910-833-1943 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
